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AstraPay Business Documentation

website·Indexed 33 days ago

https://docs.astrapay.com

Integration guides and documentation for AstraPay Business, providing payment solutions for businesses to streamline transactions and automate payment verification.

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What's inside AstraPay

  1. Overview of AstraPay Bisnis Product Offerings

    AstraPay Bisnis provides a suite of payment and financial tools to optimize business operations. The available products include:

    • QRIS: Accept payments from all e-wallets and banks.
    • Payment Channel: Flexible payment methods using AstraPay.
    • Disbursement: Bulk fund transfers to multiple destinations quickly.
    • Mitra: Earn commissions by selling AstraPay digital services and products.
    • Biller Open API: Integrate and sell various digital products directly within your own application.

  2. Overview of AstraPay Business Products

    AstraPay Business provides a suite of payment and financial tools to optimize business operations. Available products include:

    • QRIS: Accept payments from all e-wallets and banks.
    • Payment Channel: Flexible payment reception using AstraPay methods.
    • Disbursement: Bulk money transfers to multiple destinations.
    • Mitra: Earn commissions by selling AstraPay digital services and products.
    • Biller Open API: Integration to sell digital products directly within a third-party application.

  3. Leverage AstraPay Mitra for unbanked users and branch distribution

    AstraPay Mitra allows a business to act as a 'payment point' to serve customers who do not have bank accounts. It also enables the distribution of balances to various business branches.

  4. Implement QRIS for payment automation

    QRIS allows businesses to accept payments from any bank or e-wallet. Common business use cases include:

    • Cashier Acceleration: Present a QR code for customers to scan (or allow customers to enter the amount), eliminating manual calculations at the checkout.
    • Automated Parking: Integrate QRIS into parking machines to enable automatic payments, reducing operational costs and human interaction.

  5. Use Disbursement for bulk payouts

    The Disbursement product enables sending money to multiple recipients simultaneously. Common business use cases include:

    • Payroll & Incentives: Automate monthly or periodic salary and incentive distributions to employees.
    • Vendor Payments: Schedule and execute weekly or monthly transfers to vendor bank accounts.

  6. Integrate AstraPay Payment Channels for online and in-app payments

    AstraPay Payment Channels support:

    1. Quick Integration: Using a customer's phone number and a one-time code (ideal for ride-hailing or consultation apps).
    2. In-App Payments: Allowing customers to pay via PIN directly within the application without switching apps.

  7. Leverage AstraPay Mitra for digital service distribution

    The Mitra program allows businesses to act as agents for AstraPay digital products and services. Common business use cases include:

    • Unbanked Customer Support: Act as a payment point for customers without bank accounts, expanding the reach of digital services.
    • Branch Balance Distribution: Distribute balances to various business branches.

  8. Implement QRIS for checkout and unattended services

    QRIS can be used to speed up checkout payments by presenting a QR code for customers to scan (with or without manual amount entry) to eliminate manual calculations at the cashier. It is also suitable for automating unattended parking services to reduce operational costs and human interaction.

  9. Integrate AstraPay Payment Channels for online services

    Payment Channels provide flexible payment methods via AstraPay. Common business use cases include:

    • Online Service Integration: Facilitate payments using the customer's phone number and a one-time password (OTP), ideal for ride-hailing or telehealth apps.
    • In-App Payments: Allow customers to pay directly within your application using a PIN, removing the need to switch apps.

  10. Use AstraPay Disbursement for payroll and vendor payments

    The Disbursement product allows businesses to send money to multiple destinations simultaneously. Common use cases include:

    • Employee Payroll & Incentives: Automated monthly or periodic salary distribution.
    • Vendor Payments: Scheduled weekly or monthly transfers to vendor bank accounts.

  11. Use Biller Open API for digital product stores

    The Biller Open API allows developers to sell digital products within their own application. It provides two key automation benefits:

    1. Dynamic Product Lists: The system displays the latest product list automatically.
    2. Automatic Updates: The system notifies the store of price changes or new product additions, removing the need for manual checks.

  12. Integrate Biller Open API for digital product sales

    The Biller Open API allows businesses to sell digital products directly in their own apps. Key benefits include:

    • Digital Product Store: Automatically display the latest list of available products without manual updates.
    • Automated Pricing & Catalog Updates: Receive automatic notifications regarding price changes or new product additions, eliminating the need for manual checks.