MoMo Developer Documentation

website·Indexed 39 days ago

https://developers.momo.vn/v3/docs/payment/guides/home

Developer resources for MoMo, featuring APIs for business page management (v1 and v2), message templates, user segmentation, voucher distribution via Dynamic QR Code, and payment branding guidelines.

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What's inside MoMo

  1. Overview of MoMo On Delivery (MOD)

    v3
    MoMo On Delivery (MOD) is a digital payment solution that replaces traditional Cash on Delivery (COD). It allows customers to physically verify product quality before making a contactless digital payment at the time of delivery. This reduces risks associated with cash handling (such as robbery, counterfeit money, or counting errors) and ensures that funds are transferred directly to the seller's account rather than the shipper's.
  2. Overview of MoMo Static QR Code Payment

    v3
    Static QR codes contain a fixed Payment URL. Unlike dynamic QR codes, the content of a static QR code cannot be altered or tracked. This model is designed for quick, simple online payment acceptance in physical stores where the merchant does not have an order management system or dedicated development resources. The payment flow requires the customer to scan the code and manually enter the purchase amount, which the merchant then verifies before the customer completes the payment.
  3. Overview of MoMo one-time payment support by platform

    v3

    MoMo provides different payment options based on the sales channel:

    • MoMo Wallet payments are supported for: Desktop websites, mobile websites, mobile applications, and devices without internet browsers.
    • Banking App payments are supported for: Desktop websites and devices without internet browsers.
  4. Overview of MoMo Payment Gateway capabilities

    v3
    The MoMo Payment Gateway acts as an intermediary between payment processors, merchants, and banks. It provides a unified integration process via a single API and the MoMo Development Kit (MDK) to support multi-channel sales models. It offers a pre-designed user interface to ensure a consistent payment experience across different platforms.
  5. Overview of MoMo Voucher Distribution

    v3
    MoMo provides a platform for businesses to create and distribute promotional vouchers to millions of users. Vouchers are displayed on the 'Ưu Đãi' (Offers) page where users can search and collect them, and are managed by users in the 'Quà Của Tôi' (My Gifts) section. Users can acquire vouchers through several methods: collecting them directly, exchanging game items, purchasing vouchers, playing games, completing payments, or registering for memberships.
  6. Overview of MoMo Paybox (Soundbox) for Merchants

    v3
    MoMo Paybox (Soundbox) is a voice-notification solution for stores and businesses to manage transactions efficiently and securely. It provides real-time audio alerts when a payment is successful, eliminating the need for merchants to manually check transaction screens or reports. This helps prevent 'fake transaction' fraud and improves the customer checkout experience by reducing queue times.
  7. Overview of MoMo Mini CLI

    v3
    MoMo Mini CLI is a comprehensive development system designed to accelerate the creation of MoMo Mini Apps. It provides a standardized toolset for the MoMo Mini App and Open Platform ecosystem, ensuring smooth build processes. Key features include project scaffolding compatible with @momo-miniapp/cli, a collection of official plugins for ecosystem integration, and a configurable runtime dependency built on Webpack with sensible defaults.
  8. Overview of MoMo Payment Gateway capabilities

    v3
    MoMo Payment Gateway is a pre-built interface that connects merchants, payment processors, and acquiring banks. It allows developers to integrate multiple payment channels via a single API and MoMo's customized SDKs (MDKs). Supported payment sources include the MoMo e-wallet, banking accounts, and domestic and international cards.
  9. Overview of MoMo Mini App benefits for partners

    v3

    Building a Mini App within the MoMo ecosystem provides partners with several strategic advantages:

    • Customer Acquisition & Insights: Access to new channels to reach potential customers and use Big Data technology to understand user insights.
    • Cost Efficiency: Reduces app and database building costs by approximately 75%, minimizes appraisal/moderation time, and optimizes transaction and data management costs.
    • Ecosystem Integration: Immediate access to over 30 million MoMo users with seamless integration into MoMo's payment and deals features.
    • User Experience: Provides a frictionless journey where users can shop, pay, and share gifts without logging out of the MoMo application.