A payment pointer is a standardized identifier for a payment account that supports Interledger (ILP) payments. It must resolve to an HTTPS URL that serves as a Simple Payment Setup Protocol (SPSP) endpoint. This endpoint allows for the sending and receiving of ILP packets.
Payment pointers can be represented using the $ shorthand (e.g., $wallet.example.com/alice resolves to https://wallet.example.com/alice/).
In Rafiki, every customer account is assigned a payment pointer. Because Rafiki supports both Interledger and Open Payments, these pointers also function as wallet addresses.